Image source: Getty Images Why the FTSE 100 crash could make 2020 the best ISA year ever CORRECTION: An earlier version of this article stated “The total number of ISAs subscribed that year dropped to 10,815. That’s the lowest number since ISAs were introduced, and way below the 15,246 taken out in 2010-11. The number of Stocks and Shares ISAs in 2017-18 fell to just 2,835, from a 2010-11 peak of 3,387.” The article has since been updated with the correct figures.As the FTSE 100 crash hits our investments, I want to make two predictions for 2020. I think it could turn out to be the poorest year on record for ISA contributions… but the best one for those who contribute to a Stocks and Shares ISA.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…As far as contribution levels are concerned, we’ll have a while to wait to find out. The most recent available figures are for 2017-18. The total number of ISAs subscribed that year dropped to 10.8m. That’s the lowest number since ISAs were introduced, and way below the 15.m taken out in 2010-11. The number of Stocks and Shares ISAs in 2017-18 fell to just 2.8m, from a 2010-11 peak of 3.4m.Before the FTSE 100 crashI’m not really surprised, after years of political and economic uncertainty over Brexit. And before that started we were really only just getting out of the banking crisis. With most people going for Cash ISAs, low interest rates have also put potential investors off.So the trend is on the side of my prediction. But the 2020 FTSE 100 crash will surely drive even more people away. Since Covid-19 hit these shores, the FTSE 100 has fallen by around 25%It’s not surprising that many people shrink from buying shares when we’re in a FTSE 100 crash. The fear of seeing your money shrinking over the short term is understandable.Stock market historyBut rather than worry about your current year’s ISA, I say examine the history of the stock market. According to a Barclays study, UK shares have seriously outperformed other forms of investment for more than a century.It’s a period that encompassed two world wars, the great depression of the 1930s, and an assortment of oil and financial crises. Oh, and the 1918 flu pandemic, with estimates suggesting between 17 million and 50 million people died.What FTSE 100 crash?Looking at share price charts over the past 120 years, two things are clear. The inexorable rise in share prices dwarfs the crashes. And people who invest their ISA cash during the dips do better than those who get in when markets are flying.We can’t tell when the FTSE 100 crash will end, or where we’ll be at the end of the year. But let’s suppose it recovers its 2020 losses and ends the year flat overall. And then the Footsie provides average total returns (through price gains and dividends) of 6% per year thereafter.Now, imagine two Stocks and Shares ISA investors. One invested at the low point of the FTSE 100 crash, at 4,899 points on 16 March. The other entered at the 52-week high of 7,727 on 30 September 2019. If each invested £1,000, how much would they have in 10 years? In 20 years?Best ISA returnBy my calculations, the investor putting down £1,000 at the peak would have around £1,700 after 10 years. And after 20 years they’d be up to about £3,000. Trebling your money in 20 years is really pretty good.But the investor who went in at the bottom of the FTSE 100 crash would see their £1,000 ISA turn into nearly £2,700 after 10 years. And after 20 years they’d have almost £4,800.The early years really do make the most difference. That brings me back to my prediction that this could be a great year for investors who don’t give up on their ISA contributions. In fact, I think 2020 could be the best year for ISA investors since at least the banking crash. Simply click below to discover how you can take advantage of this. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Alan Oscroft has no position in any of the shares mentioned. The Motley Fool UK has recommended Barclays. 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May 3 — The attempted coup in Caracas this week made it obvious that anti-imperialists in the United States must steel themselves for a protracted struggle against the U.S. ruling class and its aggressive designs on Venezuela.A major part of that struggle will be against media lies. Both the pro- and anti-Trump sectors of the corporate media are spewing the most vicious and unsubstantiated lies in order to vilify elected Venezuelan President Nicolás Maduro and his supporters. Rightist Fox News published the headline “Russia put nuclear weapons in Venezuela.” Never happened. The entire aim of a May 3 New York Times front-page article — based on allegedly leaked information from Venezuelan intelligence — was to smear the Maduro government as a so-called key player in the cocaine trade. CNN anchor Jake Tapper tweeted: “Maduro government mows down citizens in the streets.” The attached photo showed Guaidó’s own troops firing guns, so Tapper had to take that lie back.Corporate media reports out of Venezuela exaggerate the support for Juan Guaidó, Washington’s choice for that country’s “president,” and minimize or fail to mention the massive popular demonstrations backing Maduro.Ruling-class agreementAn important aspect of the struggle against U.S. covert actions is to denounce and oppose agreement among ruling-class factions to attack Venezuela. Both neocon militarists and neoliberal diplomats back this U.S. aggression. Among leading establishment Democrats, Joe Biden, now running for president, and House Speaker Nancy Pelosi have both attacked the Venezuelan government, even though this lines them up with the most reactionary elements of Trump’s Republican White House. Establishment Democrats and Republicans shamelessly call Maduro “repressive” when, for example, their friend the French president has put more people in the hospital in one weekend for demonstrating in his country than President Maduro and the Chavistas have injured while opposing three U.S.-backed attempted coups in Venezuela. The Bolton-Abrams-Pompeo-Rubio gang and their Venezuelan puppets flopped this week for the third time in an attempted overthrow of the elected Bolivarian government. It took only 12 hours on April 30 for right-wing conspirator Leopoldo Eduardo López to go from co-announcing a coup in support of presidential pretender Guaidó to seeking somewhere to hide, first in the Chilean and then the Spanish Embassy in Caracas.Instead of attacking the White House for inept militarism at least — if not for outright criminal imperialism — the Biden-Pelosi Democrats keep harping on Trump’s relationship with Russia.Inside VenezuelaOn May Day, while Guaidó managed to get some backers from the wealthier Caracas neighborhoods into the streets, far more Chavistas came out to defend Nicolás Maduro’s government. On May 2, President Maduro met with 4,500 officers and troops, calling on them to go into combat to defend their country from the imperialist threat.Maduro told the National Bolivarian Armed Forces (FANB) troops, “We are involved in a battle against imperialism, traitors and coup-makers, a battle on all fronts, along the entire line, for the defense of our dignity, our honor, the right of our republic to exist along with our national identity. The FANB must show to our people that it is united, cohesive, more and more disciplined, subordinate to constitutional command, more and more obedient to these principles and values. It has to show itself as a national force for peace, democracy, constitutional and Bolivarian rule.” (pagina12.com.ar, May 3)Inside the United StatesMany of the International Workers’ Day, May Day, demonstrations in the U.S. this year raised defense of Venezuelan sovereignty against U.S. imperialism.For those in the U.S. who have been protesting the assault on Venezuela for the past several months, another hot spot this week has been the Venezuelan Embassy in Washington, D.C. The Venezuelans who had used the embassy left after breaking relations with the United States — when the White House officially recognized the serial coup schemer Guaidó as president. The Bolivarian government turned the office over to U.S. individuals and groups who are defending the rights of the Maduro government against U.S. intervention. These groups have been occupying the embassy to keep it out of the hands of Guaidó’s forces. On May 1, the people inside were able to keep out Guaidó’s so-called ambassador, Carlos Vecchio, and beat back the coup supporters, just as they were defeated in Venezuela.The next day, pro-rightist and pro-fascist Venezuelans living in the United States who support Guaidó launched a sustained attack on the occupiers. Police arrested two people from the Embassy Protection Collective and beat at least one of them.Despite the lack of popular support in Venezuela for the rightists, the apparent continued support of the Bolivarian Armed Forces for the constitutional government, and the reluctance of even the most right-wing U.S. client regimes in South America — in Colombia and Brazil — to risk military intervention, nevertheless the threat to Venezuela remains. And so does the responsibility for anti-imperialists in the United States to defend the Bolivarian government from U.S. attack, including death-wielding economic sanctions and mercenary warfare.To take a stand against U.S. economic sanctions on Venezuela, go toiacenter.org/sanctions-kill/. FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
April 28, 2020 Find out more News Joint letter to Mozambique’s president about journalist’s disappearance January 31, 2003 – Updated on January 20, 2016 Jail sentences ranging from 23 to 28 years for Carlos Cardoso’s killers to go further Reports Organisation Follow the news on Mozambique RSF_en July 3, 2020 Find out more November 27, 2020 Find out more MozambiqueAfrica A Maputo court convicted the killers of journalist Carlos Cardoso on 31 January 2003 and handed down jail sentences of between 23 and 28 years. Reporters Without Borders welcomes this verdict which will help to counter impunity in Africa, and calls on the Mozambican authorities to continue their investigations in order to determine the responsibility of all those involved. Receive email alerts The special court set up to try the killers of Carlos Cardoso announced its verdict on 31 January 2003. The six defendants received jail sentences of between twenty-three and twenty-eight years.Reporters Without Borders welcomes this verdict, which will help to counter the widespread impunity enjoyed in Africa by those involved in the murders of journalists. “This case shows that impunity is not inexorable in Africa. It is a question of political will and the independence of the judiciary,” says Robert Ménard, Secretary-General of Reporters Without Borders. “We hope that this trial will have an impact throughout the continent and that other similar cases, notably in Burkina Faso and Nigeria, will rapidly be given a fair trial,” he added.Reporters Without Borders also calls upon the Mozambican authorities to continue their efforts and pursue their investigations in order to determine the responsibility of all those concerned. The organisation hopes in particular that the investigations that have begun into the possible involvement of Nyimpine Chissano, son of the Mozambican President, will reach a conclusion rapidly.On 31 January 2003 Momade Abdul Satar was sentenced to 24 years in prison, and Ayob Abdul Satar, Vicente Ramaya, Manuel Fernandes and Carlos Rachid Cassamo to 23 years and 6 months each. All five were convicted of “homicide” in the Cardoso murder case.A sixth suspect, Anibal Antonio dos Santos Junior, better known by his nickname Anibalzinho, was also convicted, in absentia, and sentenced to 28 years in prison with 15 years’ loss of civic rights. Anibalzinho had escaped from Maputo’s top-security prison during the night of 1 September 2002. He was arrested in Pretoria on 30 January by South African police, and is expected to be extradited to Mozambique within the next few days.On several occasions during the proceedings the suspects accused Nyimpine Chissano, son of Mozambique’s Head of State, of having ordered Cardoso’s murder. From the start of the trial, President Joaquim Chissano stated in public that justice should be done in his country and that the “trial (should) continue” even though his son’s name had been mentioned. Summoned to give evidence before the court on 5 December 2002, Nyimpine Chissano denied any involvement in the murder of Mr Cardoso. At the end of December, Mozambique’s State Prosecutor announced that an investigation into the allegations against Nyimpine Chissano was under way.The verdict was announced by Judge Augusto Paulino in the courtroom which, for fear of “disturbances to public order”, was set up inside the top-security prison itself specially for this trial, which began on 18 November 2002. Journalists were allowed to attend the hearings.FlashbackCarlos Cardoso, managing editor of Metical, was murdered on 22 November 2000 on the Avenue Martires de Machava in Maputo. He was in his car with his driver when two men blocked the street and opened fire. Mr Cardoso died instantly from several bullet wounds to the head. His driver was seriously injured. Prior to his death, the journalist had been investigating the disappearance of several million euros from the Commercial Bank of Mozambique. He had, in particular, mentioned in print the names of three businessmen – the Satar brothers and Vicente Ramaya. News MozambiqueAfrica Mozambique: Case of missing Mozambican journalist referred to UN The 2020 pandemic has challenged press freedom in Africa News Help by sharing this information
Business News Community News City to Take More Aggressive Enforcement Stance Amid Surge in COVID Cases Local restaurants still open for in-person outdoor dining STAFF REPORT Published on Tuesday, November 24, 2020 | 7:11 pm STAFF REPORT First Heatwave Expected Next Week Top of the News More Cool Stuff Name (required) Mail (required) (not be published) Website Your email address will not be published. Required fields are marked * Make a comment Subscribe HerbeautyBaby Boom: The Stars Are Getting Busy In QuarantineHerbeautyHerbeautyHerbeauty6 Strong Female TV Characters Who Deserve To Have A SpinoffHerbeautyHerbeautyHerbeauty6 Fashion Trends You Should Never Try And 6 You’ll LoveHerbeautyHerbeautyHerbeautyWhy Luxury Fashion Brands Are So ExpensiveHerbeautyHerbeautyHerbeautyWant To Seriously Cut On Sugar? 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Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Community News Pasadena officials said in a Tuesday afternoon statement that the dramatic recent increase in COVID-19 cases and hospitalizations has prompted the city to undertake “broader and more aggressive enforcement efforts” to slow the spread of the virus.That enforcement will be directed not just towards outdoor dining but also other activities with higher risk of disease transmission, the officials said, pointing specifically to social gatherings, and people at worksites and unauthorized recreational sports events.“The City’s broad, aggressive enforcement strategy is an immediate necessity given the rate of increase in COVID-19 cases and potential strain on our healthcare resources,” states Dr. Ying-Ying Goh, City of Pasadena Health Officer.City Manager Steve Mermell said special attention will be invested in locating restaurants which don’t comply with Pasadena’s health orders.“Most restaurants operate in compliance with the rules, and those few who openly flaunt them and create a breeding ground for the transmission of the virus stand to ruin the possibility of outdoor dining for all. We intend to identify them and to either bring them into compliance or to cite them or in the last resort to close them for the good of all and so that others can continue to operate,” Mermell said.The statement listed some of the rules already in place for Pasadena businesses:• Retail store occupancy may not exceed 25% of maximum capacity (as defined by the Fire Code). This capacity limit was previously established by the California Blueprint for a Safer Economy for local health jurisdictions in counties in Purple Tier 1.• Limitations on gatherings are still in place: people are permitted to gather outdoors with no more than 2 other households, for 2 hours or less, with all attendees wearing face coverings and maintaining a physical distance of 6 feet or more between households.• Sports competitions, such as softball and soccer games, are still not permitted.• Non-essential offices must remain closed for in-person operations and only conduct work remotely, as previously established by the California Blueprint for a Safer Economy.The new restrictions in Pasadena as of November 20 are as follows:• Personal care services that require either the customer or the staff to remove their face covering, such as facials, shaves, and threading are not permitted. All public health protocols must continue to be followed for other personal care services, including a requirement for services to be offered by appointment only, and as many services as possible provided outdoors.• Personal care services are now limited to 25% maximum capacity (as defined by the Fire Code).• Gatherings must meet the limitations stated above (outdoor, 2 hours or less, with face coverings worn and physical distancing between households) and may not exceed a total of 15 people from 3 or fewer households.• Restaurants, breweries and bars must cease service in their on-site, outdoor dining areas as of 10 p.m. and close their on-site dining areas thereafter until 5 a.m.For additional information please call the Citizen Service Center, 7:30 a.m. to 5 p.m., Monday through Friday at (626) 744-7311. CITY NEWS SERVICE/STAFF REPORT Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Donald CommunityPCC- COMMUNITYVirtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Community News 15 recommended0 commentsShareShareTweetSharePin it STAFF REPORT Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena
ColumnsLose The legalese: The Plain Language Movement In India Sarada Mahesh13 Sep 2020 9:48 PMShare This – x”Don’t use long words. Unless your hearers or readers understand them. You may understand them yourself, but they may not. If your hearer says to himself, ‘That is a word I’ve never heard before. What does it mean?’, you have failed. If your reader says, ‘I must look it up in the dictionary’, again you have failed. You have not conveyed your meaning to him. A lot of speakers and…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?Login”Don’t use long words. Unless your hearers or readers understand them. You may understand them yourself, but they may not. If your hearer says to himself, ‘That is a word I’ve never heard before. What does it mean?’, you have failed. If your reader says, ‘I must look it up in the dictionary’, again you have failed. You have not conveyed your meaning to him. A lot of speakers and writers do not appreciate this simple truth. They use long words so as to ‘show off”. Lord Denning’s words still hold true today.Legislations, judgements, contracts and any legal documents are infamously known for the use of traditional legal language. Simple legal concepts are written in the most complex of ways.s But it’s not just the non-lawyer who ends up scratching their heads while reading these documents. Lawyers and law students also find themselves burning the midnight oil while trying to decipher the meaning of these documents. Let us take a moment here to go back to the Preamble of our Constitution – “We the People of India…give to ourselves this Constitution.” Simply put, the law is made for the people, and this can be done only if it is made accessible.One of the responses to this problem has been the Plain Language Movement. Many countries have already adopted this movement as their own. But for some reason, this movement has not had much of an impact in India. What this article aims to do is to go beyond arguing for the use of plain or language while drafting – the movement must also fit into the Indian context in order to be of actual use to the people.Many of our legislations were drafted in the pre-colonial times and continue to exist even today. These were drafted in a language spoken and understood by the elite class of citizens – the Engish educated Indians. This, along with the complex usage of the language to draft the law, are some of the reasons that make the law inaccessible. Take, for instance, Section 13, Transfer of Property Act, 1882 -Transfer for benefit of unborn person.—Where,on a transfer of property, an interest therein is created for the benefit of a person not in existence at the date of the transfer, subject to a prior interest created by the same transfer, the interest created for the benefit of such person shall not take effect, unless it extends to the whole of the remaining interest of the transferor in the property.It would, however, be unfair to put the blame entirety on our colonisers for this problem. Length y judgements aside (one cannot forget the infamous 192 worded sentence in a judgement in 2015), the language that is used while interpreting the law of the land is often extremely difficult to understand. The following paragraph from the case of State Of Punjab And Another vs Shamlal Murari & Anr., is a good example of this complexity –“We must always remember that processual law is not to be a tyrant but a servant, not an obstruction but an aid to justice. It has been wisely observed that procedural prescriptions are the handmaid and not the mistress, a lubricant, not a resistant in the administration of justice. Where the non- compliance, tho’ procedural, will thwart fair hearing or prejudice doing of justice to parties, the rule is mandatory. But, grammar apart, if the breach can be corrected without injury to a just disposal of the case, we should not enthrone a regulatory requirement into a dominant desideratum. After, all Courts are to do justice, not to wreck this end product on technicalities.”The question then arises – how can this movement, which has seen little impact in India, be adopted so as to ensure maximum impact? The government must conduct a ‘language relatability assessment’, similar to the environmental impact assessment, social impact assessment and legislative impact assessment. This would involve the sharing of the first draft of the legislation with the public and asking for recommendations for simpler ways to explain the provision, without deviating from the original intention. Using these suggestions, the Government can take the most appropriate feedback and modify the language of the legislation accordingly. These is a long drawn process that is time and cost intensive, but is essential for making governance transparent and accountable. Hopefully, The Drafting of Law in Plain Language Bill, 2018, which is still pending in the Parliament, will soon see the light of day. A comment here has to be made about the complex judgements. Indian judges are known for their infamous long drawn judgements that can even put Leo Tolstoy to shame! Lawyers and law students themselves do not read judgements in their entirety (in fact, the number of people who do can be counted on one’s fingers!) Considering this, the discussion about whether laypersons can read judgements is then out of the question! Indian judges can take a leaf out of the books of the judges of the United Kingdom, where judgements are short, succinct and to the point. The judgement in Anuradha Bhasin is an example of a judgement that begins with the explanation of jurisprudence that goes one way, but the end judgement that goes another. Rather, the Courts can adopt for a method where the actionable part of the judgement – the part containing the core decision – can be made into a short and simple document, while the legal justifications for the same can be in another document (which must also be as short and simple as possible!) Judges and parliamentarians need to be trained specifically to draft in a simplified manner.The Parliament and Supreme Court last year made a commendable decision to publish judgements and orders in 9 regional languages, using the benefit of artificial intelligence. Currently, a majority of these documents are published in either English or Hindi, languages that are understood only by certain sections of the population. This idea should also extend to High courts, lower courts (which have always been active when it comes to translation of documents), Parliament and State Governments. Lawyers and law firms must also consider doing this for contracts and documents, particularly in the situation where clients are more comfortable in the regional language. One can take inspiration from the members of tribal communities also decided to take the law into their own hands – and went on to inscribe it on stone! But the two extremes – translating complex legalese into regional languages or drafting simplified documents in English (and Hindi) – neither of them are ideal solutions. A combination of the two has to be done – drafting documents in simple language that is then translated into regional languages.And as long as we’re talking about access to the law, we must remember that this movement, no matter how well intentioned, is limited in its stakeholder scope. A large number of people in India are illiterate and are differently abled. They have equal stake in the rights-claim process. Rather than depending on the sources that give only one side of the story (like WhatsApp forwards or newspaper pieces), the Government must make efforts to include them in the fold of pre-consultation process and also with the final documents. Just like the AI techniques used for the translation of judgements, the Government can also adopt techniques like the making of videos and audio that are accessible and easy to understand.Organizations have dedicated themselves to the effort of simplifying(like Nyaaya and PRS Legislative Research) and translating the law (like Socio Legal Literary). While it is important to acknowledge these initiatives, it cannot be denied there these efforts are few and far between. Additionally, there have been reports of problems of the quality of translations. People are still unaware of the existence of these resources, and as a consequence, the law itself.Law schools must consider re-routing their efforts. Learning to make actual use of the law is just as important as reading it. Right now, law students are just made to unquestionably remember legal provisions and judgements. Rather than that, exercises like simplifying existing legal provisions and judgements must be introduced as a practical aspect of the subject. Internships can be spent taking part in the translation and simplification process. The Government can also organize committees and volunteers to do these tasks. Training programs can be conducted so that non-lawyers can also help in bringing the law closer to the public.Of course, all of this is easier said than done. They are time and cost intensive processes that force the system to move out of its comfort zone. Scholars have doubted the plain language movement because the lack of proof public interest in these processes. This is a wrong assumption to make. Governance is a two way process. When the law is made available to people, they will actively take part in the law making process.Views are personal only. Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. 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Nine til Noon Show – Listen back to Monday’s Programme Loganair’s new Derry – Liverpool air service takes off from CODA RELATED ARTICLESMORE FROM AUTHOR Google+ Google+ Twitter Pinterest WhatsApp A West Tyrone MLA has called for an urgent meeting with the PSNI following a spate of anti-social behaviour in Strabane last night.Across the town, three separate fires were deliberately lit, one behind Poundland in Strabane Retail Park, another at the old Adria site and the third saw a Halloween display at The Tinneys, destroyed.Significant smoke damage was caused to the Poundland Store with police appealing to anyone with any information to come forward.West Tyrone MLA Daniel McCrossan says these people are adamant and determined to cause destruction:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2017/10/mccrossan.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. By News Highland – October 30, 2017 Twitter Pinterest Important message for people attending LUH’s INR clinic Facebook DL Debate – 24/05/21 Arranmore progress and potential flagged as population grows WhatsApp Previous articleExtension announced to PSRI benefitsNext articleNiall Horan’s debut album Flicker debuts at Number One in US News Highland Facebook News, Sport and Obituaries on Monday May 24th Fires started deliberately across Strabane during spate of anti-social behaviour Homepage BannerNews
Home » News » Associations & Bodies » Estate agent is first to pass course launched with RoPA specifically in mind previous nextAssociations & BodiesEstate agent is first to pass course launched with RoPA specifically in mindThe ABBE CePAP course has its first successful student in the shape of Mollie Butterworth from Stoneacre Properties in Leeds.Nigel Lewis20th February 202001,098 Views Estate agent training was once a little discussed but necessary part of being an estate agent.But the RoPA proposals have changed all that, forcing the industry’s key course providers to adjust their plans to fulfill the likely mandatory qualifications that Lord Best is so keen to see implemented.And the first signs of this are now emerging. It has been announced by the Awarding Body of the Built Environment (ABBE) that the first agent has passed its L3 Certificate in Property Advice and Practice (CePAP) qualification.She is Mollie Butterworth (above) from Stoneacre Properties in Leeds who took the Ofqual Regulated course at the Able Agent, passing first time.The CePAP qualification has been designed in particular with existing branch and regional managers in mind, many who are nervous about taking an exam after such a long gap.Fill the gaps“We are confident that our course content will feel familiar and demonstrate how much they do already know, but then fill in any gaps,” says Charlotte Jeffrey Campbell of The Able Agent.The Able Agent course covers compliance, sales skills, customer service and all the relevant process and property law that agents should know when advising in estate agency and lettings.This includes referral fees, AML 5th directive, Minimum EPC standards and also the Electrical Safety Standard Regulations 2020.The Able Agent says agents will have to wait until the government reveals its response to the RoPA report’s proposals before finding out if L3 qualifications like the CePAP one will be sufficient, or if top-up studies will be required.Read more about RoPA and qualifications.0Visit The Able Agent.ABBE CePAP ABBE Mollie Butterworth The Able Agent CePAP estate agent training February 20, 2020Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021
The Department of Biology atthe University of Florida invitesapplications for a full-time, nine-month tenure-track facultyposition at the level of Assistant Professor, beginning August 16,2021. We invite applicants in all areas of theoretical,computational, and/or empirical population genetics whointegrate the development and/or application of artificialintelligence (AI–including machine and deep learning) in theirresearch . The successful applicant is also expected to addressthe societal and/or ethical implications of AI.This search is part of a campus-wide effort by the University ofFlorida to expand the role of AI in higher education and research (https://ai.ufl.edu ). This hirewill have a research focus that will contribute to understandingthe ethics, equity, and bias of AI methods applied to genetics. TheUniversity is home to HiPerGator , oneof the most powerful high-performance computers at a US publicuniversity, including the new HiPerGator AINVIDIA GPU SuperPod .The successful candidate will be expected to establish anextramurally funded, internationally recognized research program.Expectations for teaching include undergraduate instruction inGenetics as well as graduate and undergraduate courses in theapplicant’s specialty area. Interdisciplinary teaching interestsare strongly encouraged. The Department of Biology highly valuescandidates with professional or lived experiences that enhancecompetency in teaching, training, and mentoring students frombackgrounds that span and intersect all axes of diversity.The University of Florida is among the top ten public universitiesin the United States. Research in the biological sciences,informatics, and ethics is conducted by faculty in manydepartments, across several Colleges and Institutes, including (butnot limited to) the UF GeneticsInstitute , the InformaticsInstitute , and the UFHealth PrecisionMedicine Program , providing a rich intellectual environmentand extensive opportunities for collaboration. The University isalso home to prestigious colleges of Medicine, Dentistry, Pharmacy,and Veterinary Medicine, as well as the UF Interdisciplinary Center forBiotechnology Research , which provides state of the artmolecular biology core [email protected] candidates must have obtained a Ph.D. or equivalentdegree in a relevant discipline by August 16, 2021. Strongpreference will be given to applicants with at least one year ofpostdoctoral experience, but exceptional applicants at the Ph.D.level may be considered.For full consideration, applications must be submitted online athttp://apply.interfolio.com/82466and must include: (1) a letter of application summarizing theapplicant’s qualifications, interests, and suitability for theposition, (2) a complete curriculum vitae, (3) a statementon research goals, including work in ethics, equity, and bias, (4)a statement of teaching philosophy, including a demonstratedcommitment to inclusivity, diversity, equity, accessibility, andinternationalism; and (5) a list of at least three references.After initial review, applicants who are chosen to receive furtherconsideration will be asked to request confidential letters ofrecommendation from the references.Applications will be reviewed beginning February 15, 2021, and theposition will remain open until filled. Only complete applicationswill be reviewed at this time. Applications received after thisdate may be considered at the discretion of the committee and/orhiring authority.All candidates for employment are subject to a pre-employmentscreening which includes a review of criminal records, referencechecks, and verification of education.The selected candidate will be required to provide an officialtranscript to the hiring department upon hire. A transcript willnot be considered “official” if a designation of “Issued toStudent” is visible. Degrees earned from an educational institutionoutside of the United States require evaluation by a professionalcredentialing service provider approved by the National Associationof Credential Evaluation Services (NACES), which can be found at http://www.naces.org/ .The University of Florida is an equal opportunity institutiondedicated to building a broadly diverse and inclusive faculty andstaff. Searches are conducted in accordance with Florida’s SunshineLaw. If an accommodation due to disability is needed in order toapply for this position, please call (352) 392-2477 or the FloridaRelay System at (800) 955-8771 (TDD).The Department of Biology particularly welcomes applicants who cancontribute to a diverse and inclusive environment through theirscholarship, teaching, mentoring, and professional service. Pleasesee https://diversity.clas.ufl.edu/diversity-statement/for more information about diversity and inclusion in the Collegeof Liberal Arts and Sciences. The university and greaterGainesville communities enjoy a diversity of cultural events,restaurants, year-round outdoor recreational activities, and socialopportunitiesPlease direct inquiries to [email protected] University of Florida is committed to non-discrimination withrespect to race, creed, color, religion, age, disability, sex,sexual orientation, gender identity and expression, marital status,national origin, political opinions or affiliations, geneticinformation and veteran status in all aspects of employmentincluding recruitment, hiring, promotions, transfers, discipline,terminations, wage and salary administration, benefits, andtraining.
The boardwalk between Seventh and Sixth streets will be removed and replaced in a project that starts Monday (Oct. 20) and is expected to be complete by early April.The following is Ocean City Mayor Jay Gillian’s weekly update to citizens posted on Friday, Oct. 17.Dear Friends,I am happy to announce that beginning next week the second phase of the boardwalk reconstruction project will begin. The city has developed a multi-year approach to replace the entire boardwalk and substructure from Fifth Street to 12th Street, and this phase of the project includes the area of boardwalk beginning just north of Sixth Street, including portions of the Sixth Street ramp, and ending just north of Seventh Street.The city’s multi-year approach for boardwalk replacement is included in the city’s capital plan, which will be updated at an upcoming council workshop. Please keep this project in mind as you enjoy the boardwalk this winter.I would like to update everyone on the artificial turf project. Earlier this week, following consultation with City Council and the school district, I notified the community that I feel it is best if we place the Carey Stadium turf project on hold for the time being.City Council and I strongly feel that we cannot endorse moving forward with this project knowing that there may be a potential chance of a young athlete being harmed or contracting an illness. The city has had many successful programs and teams on the existing grass surface, and at this time, it is in all of our best interests to pause and allow further studies to proceed so that we can make an informed decision. The city will still proceed with the replacement of the track surface. I certainly hope you can all understand this decision.I hope everyone has a great weekend.Warm regards,Jay A. GillianMayor
By Donald WittkowskiOcean City’s historic buildings would have to adhere to the same rigorous property maintenance requirements as their non-historic counterparts under a proposed ordinance up for consideration by City Council.The measure, scheduled for introduction at Tuesday’s Council meeting, would revise the existing property maintenance code to bring historic buildings in line with the rest of the structures in town.“This proposed ordinance would authorize the City’s Code Enforcement officers to require maintenance of historic properties in the same manner and to the same extent as non-historic properties,” Solicitor Dorothy McCrosson explained in a memo to Council.Council is expected to take an initial vote to introduce the ordinance at its 7 p.m. meeting Tuesday at City Hall. This week’s meeting is being held on Tuesday instead of the regular Thursday session.Once an ordinance is introduced, Council holds a public hearing at a later date before taking a final vote to make it a law.City spokesman Doug Bergen said the proposed property maintenance ordinance comes at the suggestion of the Ocean City Historic Preservation Commission. The reason why the commission is pushing for the measure will be disclosed at the Council meeting, he added.The commission oversees construction, rehabilitation and demolition projects within the city’s Historic District. The district’s boundaries roughly run from Third to Eighth streets between Ocean and Central avenues, although there are some offshoots.McCrosson said the city’s property maintenance standards are based on the 2015 International Property Maintenance Code, an umbrella group of standards for such things as basic equipment, light, ventilation, heating, sanitation and fire safety.The IPMC primarily deals with the interior of buildings, including the requirement that they have heat. Failure to follow those standards can lead to the city’s code enforcement officers to cite the building owners for violations.McCrosson and Bergen said the city can currently force the owner of a historic structure to correct a maintenance violation only when it would cost more than 25 percent of the assessed value of the building.The proposed ordinance, though, would bring historic buildings under the same maintenance requirements for other properties in town.“The gist of it is, the city can compel the owner of properties that are broken to fix them up,” Bergen said.